We understand that affording treatment can be a challenge, and we are here to help!
Our financial counselors are here to help you understand your insurance benefits, explore available financing options, and learn about applicable discounts so you can make informed decisions about the cost of treatment and the options available to you throughout your fertility journey.
Many insurance plans offer limited or no coverage for infertility treatments. However, some plans may cover diagnostic tests and certain treatments, including procedures used to diagnose or treat conditions such as endometriosis.
By providing your insurance information, our financial counselors can review your benefits at no cost, help you understand your coverage, and legally maximize any benefits available under your plan throughout your fertility journey.
Your doctor will review your recommended treatment plan with you and discuss the options best suited to your individual needs.
HRC, through our trusted partners CapexMD and Future Family, offers financing programs for fertility treatment. CapexMD has financing options to meet almost everyone’s budget. Each loan program is designed to fit your individual circumstances and once approved, CapexMD Fertility Loan Specialists will work closely with HRC to ensure funds are secured prior to the beginning of your treatment. Patients can also work with Future Family, which offers personalized payment plans, with low-interest rates and medication discounts to save you money, as well as bill pay management, and additional support from Fertility Coaches to help lower your stress.
At the forefront of advanced reproduction technology for more than 30 years, HRC Fertility has helped thousands of couples achieve their dreams of having a healthy and balanced family with the help of the most advanced fertility treatments available. Our fertility doctors’ combined expertise in diagnosing the causes of infertility and creating individualized infertility plans is unsurpassed by any other advanced fertility and gender selection clinic in the world.
With a team of understanding and knowledgeable experts dedicated to your individual needs, HRC Fertility is committed to providing you with personal care, whether you live in Southern California, elsewhere in the U.S. or abroad. Parents have given birth to healthy babies on almost every continent thanks to fertility treatments at HRC Fertility.
HRC accepts all PPO and select HMO insurance plans. Costs and coverage often varies depending on what kind of fertility treatment and tests are covered by individual insurance plans.
One of the most important steps patients can take is to obtain a copy of their actual insurance policy. Our financial counselors can closely review this information with you to legally maximize any benefits that are available. Some managed care plans cover many diagnostic tests and some treatments for infertility. These often include basic hormonal testing, a semen analysis and required state labs. This might include a diagnostic laparoscopy, which is done to treat such conditions as endometriosis.
We start by looking at your personal insurance policy and determining your level of coverage. We investigate your benefits as you schedule your initial consultation so that you know what is covered before any testing or treatment is started.
Our financial counselors will help you every step of the way in maximizing what you can obtain from your insurance as long as benefits are available with the plan.
HRC streamlined its treatment costs to help reduce the financial and emotional stress that comes with having to undergo more than one IVF cycle. This includes a reduced price for ANY subsequent IVF cycle after an initial unsuccessful cycle.
You may also check our promotional offers page for periodic multicycle discounts.
Yes, HRC offers a discount for patients who serve in the military, which you can discuss in more detail with your financial counselor. View our Military Discount Program.
CapexMD has financing options to meet almost everyone’s budget. With their easy loan process and competitive rates, CapexMD ensures the financial aspects of treatment are not an obstacle to achieving your dream of a family. CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable. Each loan program is designed to fit your individual circumstances and once approved, their fertility loan specialists will work closely with HRC Fertility to ensure the funds are secured prior to the commencement of your treatment. Get your pre-approval within 24 hours.
